Registration, insurance, comparable quotes, and the red flags that should end a conversation.
Connecticut requires home improvement contractors to register with the state, and any builder working on your property should carry liability insurance and workers' compensation coverage. Ask for proof of both — a registration number you can verify and a certificate of insurance — before you discuss design. Builders who bristle at the question are telling you something.
The only quotes you can compare are quotes for the same deck: same footprint, same height, same board and railing products, same footing specification. Hand every builder the same brief and watch what differs. A quote that's thousands lower usually differs in something unlisted — thinner framing, skipped flashing, unitemized permits — not in efficiency.
Ask for two or three recent local jobs and actually call them. The useful questions: did the builder show up when promised, did the price change mid-job and why, how did they handle the inspections, and would you hire them again. A builder's best references are homeowners two winters into a deck — that's when shortcuts show.
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